As the holiday season approaches, festivities abound with shopping, parties, and gatherings. However, this joyful time also sees a notable increase in personal injury claims. Alina Dermendjian from B&D Law Group recently shared insights on the most common types of claims during this period and how individuals can safeguard themselves against potential injuries.
Key Takeaways
- Common Claims: Slip and fall incidents and hit and run accidents are the most frequent personal injury claims during the holidays.
- Evidence Collection: Gathering evidence is crucial for slip and fall cases, including photos, medical records, and witness statements.
- Settlement Options: Many cases can be settled out of court, often leading to quicker resolutions.
- Insurance Myths: Using uninsured motorist coverage does not necessarily lead to higher insurance rates.
Understanding Personal Injury Claims
During the holiday season, the hustle and bustle can lead to accidents. Slip and fall incidents often occur in crowded shopping areas or at holiday parties. Alina emphasizes the importance of documenting the scene of the accident. Key evidence includes:
- Photos of the Incident Location: Capture the area where the fall occurred, highlighting any hazards.
- Medical Records: Keep all documentation related to injuries sustained.
- Witness Statements: Collect contact information and statements from anyone who witnessed the incident.
- Property Owner’s Negligence: Document any evidence that shows the property owner failed to maintain a safe environment.
The Rise of Hit and Run Accidents
Hit and run accidents also see a spike during the holidays. These incidents can be particularly distressing, especially if the responsible party is not identified. Alina advises victims to:
- Utilize Uninsured Motorist Coverage: If the at-fault driver cannot be found, this coverage can help cover medical expenses and damages.
- Debunk Insurance Myths: Many believe that filing a claim will increase their insurance rates. Alina clarifies that if you have been paying for uninsured motorist coverage, it is your right to use it when needed.
Protecting Yourself This Holiday Season
To minimize the risk of personal injury during the holidays, individuals can take proactive steps:
- Stay Aware of Your Surroundings: Be cautious in crowded areas and watch for potential hazards.
- Report Unsafe Conditions: If you notice a dangerous situation, report it to the property owner or management immediately.
- Know Your Rights: Familiarize yourself with your insurance policy and understand what coverage you have in case of an accident.
Conclusion
The holiday season should be a time of joy and celebration, but it is essential to remain vigilant about personal safety. By understanding the common types of personal injury claims and knowing how to protect oneself, individuals can enjoy the festivities with greater peace of mind. For those who find themselves in unfortunate situations, seeking legal advice can provide clarity and support in navigating personal injury claims.
